/* =========================================
   RESET
========================================= */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: "Inter", Arial, sans-serif;
    color: #172f68;
    background: #ffffff;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    display: block;
}

a {
    color: inherit;
}


/* =========================================
   MAIN PAGE
   MAX WIDTH: 1440px
========================================= */

.refund-page {
    width: 100%;
    max-width: 1440px;
    margin: 0 auto;
    overflow: hidden;
}


/* =========================================
   BANNER
========================================= */

.refund-banner {
    width: 100%;
    min-height: 280px;

    display: flex;
    align-items: center;
    justify-content: center;

    position: relative;
    overflow: hidden;

    background:
       url("/images/policy-banner.png");
       background-repeat: no-repeat;
       background-size: cover;
       background-position: center;
}

.refund-banner::before {
    content: "";

    position: absolute;

    width: 380px;
    height: 380px;

    border-radius: 50%;

    border: 45px solid rgba(255, 255, 255, 0.35);

    right: -160px;
    top: -170px;
}

.refund-banner::after {
    content: "";

    position: absolute;

    width: 260px;
    height: 260px;

    border-radius: 50%;

    border: 30px solid rgba(255, 255, 255, 0.30);

    left: -130px;
    bottom: -160px;
}

.refund-banner-content {
    position: relative;
    z-index: 2;

    width: 100%;
    max-width: 1250px;

    padding: 0 50px;

    text-align: center;
}

.refund-banner h1 {
    font-size: 48px;
    line-height: 1.15;

    font-weight: 800;

    color: #10285c;

    text-transform: uppercase;
}


/* =========================================
   MAIN CONTENT
========================================= */

.refund-content {
    width: 100%;

    padding: 50px 50px;

    background: #ffffff;
}

.refund-container {
    width: 100%;
    max-width: 1250px;

    margin: 0 auto;
}


/* =========================================
   POLICY SECTION
========================================= */

.policy-section {
    width: 100%;

    padding: 32px 0;

    border-bottom: 1px solid #e5edf5;
}

.policy-section:first-child {
    padding-top: 0;
}

.policy-section:last-of-type {
    border-bottom: none;
}


/* =========================================
   POLICY HEADING
========================================= */

.policy-heading {
    margin-bottom: 18px;
}

.policy-label {
    display: block;

    color: #ef292e;

    font-size: 13px;
    font-weight: 700;

    text-transform: uppercase;

    letter-spacing: 0.4px;

    margin-bottom: 7px;
}

.policy-heading h2 {
    color: #10285c;

    font-size: 29px;
    line-height: 1.3;

    font-weight: 800;
}

.policy-heading h2::after {
    content: "";

    display: block;

    width: 45px;
    height: 3px;

    background: #ef292e;

    margin-top: 12px;
}


/* =========================================
   NORMAL PARAGRAPH
========================================= */

.policy-section > p {
    color: #596d8e;

    font-size: 16px;
    line-height: 1.85;


}

.policy-section p + p {
    margin-top: 16px;
}


/* =========================================
   EMAIL LINK
========================================= */

.policy-section a {
    color: #0a55aa;

    font-weight: 600;

    text-decoration: none;

    transition: 0.3s ease;
}

.policy-section a:hover {
    color: #ef292e;
}


/* =========================================
   REFUND LIST
========================================= */

.policy-list {
    display: grid;

    grid-template-columns: 1fr 1fr;

    gap: 14px;

    margin-top: 22px;
}

.policy-list-item {
    display: flex;

    align-items: flex-start;

    gap: 13px;

    padding: 18px;

    background: #f5faff;

    border: 1px solid #deedf9;

    border-radius: 10px;

    transition: 0.3s ease;
}

.policy-list-item:hover {
    transform: translateY(-2px);

    box-shadow: 0 8px 22px rgba(0, 70, 130, 0.06);
}

.list-icon {
    flex: 0 0 auto;

    width: 28px;
    height: 28px;

    border-radius: 50%;

    display: flex;

    align-items: center;
    justify-content: center;

    background: #e7f4ff;

    color: #0b5bb0;

    font-size: 14px;
    font-weight: 800;
}

.policy-list-item p {
    color: #536987;

    font-size: 15px;

    line-height: 1.65;
}


/* =========================================
   NOTE BOX
========================================= */

.policy-note {
    margin-top: 22px;

    padding: 22px 24px;

    background: #f4f9fd;

    border-left: 4px solid #0b64c0;

    border-radius: 0 10px 10px 0;
}

.policy-note p {
    color: #536987;

    font-size: 15px;

    line-height: 1.8;
}


/* =========================================
   WARNING BOX
========================================= */

.warning-box {
    display: flex;

    align-items: flex-start;

    gap: 15px;

    margin-bottom: 20px;

    padding: 22px;

    background: #fff7f7;

    border: 1px solid #f8dada;

    border-radius: 10px;
}

.warning-icon {
    width: 35px;
    min-width: 35px;
    height: 35px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background: #ef292e;

    color: #ffffff;

    font-size: 19px;
    font-weight: 800;
}

.warning-box p {
    color: #536987;

    font-size: 15px;

    line-height: 1.75;
}


/* =========================================
   CONTACT CTA
========================================= */

.refund-contact {
    margin-top: 45px;

    padding: 45px 50px;

    border-radius: 14px;

    background:
        linear-gradient(
            100deg,
            #073b79,
            #075eaf
        );

    position: relative;

    overflow: hidden;
}

.refund-contact::after {
    content: "";

    position: absolute;

    width: 260px;
    height: 260px;

    border: 35px solid rgba(255, 255, 255, 0.08);

    border-radius: 50%;

    right: -100px;
    top: -130px;
}

.contact-content {
    position: relative;
    z-index: 2;
}

.contact-label {
    display: block;

    color: #ff4a4f;

    font-size: 13px;
    font-weight: 700;

    text-transform: uppercase;

    margin-bottom: 8px;
}

.contact-content h2 {
    color: #ffffff;

    font-size: 30px;
    line-height: 1.3;

    font-weight: 800;

    margin-bottom: 10px;
}

.contact-content p {
    color: #dcecff;

    font-size: 15px;

    line-height: 1.7;

    margin-bottom: 22px;
}

.contact-btn {
    display: inline-flex;

    align-items: center;

    gap: 10px;

    padding: 13px 23px;

    border-radius: 6px;

    background: #ef292e;

    color: #ffffff;

    text-decoration: none;

    font-size: 14px;
    font-weight: 700;

    transition: 0.3s ease;
}

.contact-btn:hover {
    background: #d91f24;

    transform: translateY(-2px);
}

.contact-btn span {
    font-size: 18px;
}


/* =========================================
   LARGE DESKTOP
========================================= */

@media (min-width: 1441px) {

    .refund-page {
        max-width: 1440px;
    }

}


/* =========================================
   TABLET
========================================= */

@media (max-width: 1100px) {

    .refund-content {
        padding: 60px 40px;
    }

    .refund-banner-content {
        padding: 0 40px;
    }

    .refund-container {
        max-width: 100%;
    }

    .policy-heading h2 {
        font-size: 27px;
    }

    .policy-list {
        grid-template-columns: 1fr 1fr;
    }

}


/* =========================================
   SMALL TABLET
========================================= */

@media (max-width: 900px) {

    .refund-banner {
        min-height: 250px;
    }

    .refund-banner h1 {
        font-size: 42px;
    }

    .refund-content {
        padding: 55px 30px;
    }

    .refund-banner-content {
        padding: 0 30px;
    }

    .policy-heading h2 {
        font-size: 27px;
    }

    .policy-list {
        grid-template-columns: 1fr;
    }

}


/* =========================================
   MOBILE
========================================= */

@media (max-width: 650px) {

    /* Main page */

    .refund-page {
        width: 100%;
        max-width: 100%;
    }


    /* Banner */

    .refund-banner {
        min-height: 210px;
    }

    .refund-banner-content {
        width: 100%;

        padding: 0 15px;
    }

    .refund-banner h1 {
        font-size: 32px;

        line-height: 1.2;
    }


    /* Content */

    .refund-content {
        width: 100%;

        padding: 45px 15px;
    }

    .refund-container {
        width: 100%;
        max-width: 100%;
    }


    /* Sections */

    .policy-section {
        padding: 28px 0;
    }

    .policy-section:first-child {
        padding-top: 0;
    }


    /* Heading */

    .policy-heading {
        margin-bottom: 15px;
    }

    .policy-label {
        font-size: 12px;

        margin-bottom: 6px;
    }

    .policy-heading h2 {
        font-size: 25px;

        line-height: 1.3;
    }

    .policy-heading h2::after {
        width: 40px;

        height: 3px;

        margin-top: 10px;
    }


    /* Paragraph */

    .policy-section > p {
        width: 100%;

        max-width: 100%;

        font-size: 15px;

        line-height: 1.8;
    }

    .policy-section p + p {
        margin-top: 14px;
    }


    /* List */

    .policy-list {
        width: 100%;

        grid-template-columns: 1fr;

        gap: 10px;

        margin-top: 18px;
    }

    .policy-list-item {
        width: 100%;

        padding: 15px;

        gap: 11px;
    }

    .list-icon {
        width: 26px;
        min-width: 26px;
        height: 26px;

        font-size: 13px;
    }

    .policy-list-item p {
        font-size: 14px;

        line-height: 1.65;
    }


    /* Note */

    .policy-note {
        width: 100%;

        padding: 18px;

        margin-top: 18px;
    }

    .policy-note p {
        font-size: 14px;

        line-height: 1.75;
    }


    /* Warning */

    .warning-box {
        width: 100%;

        padding: 17px;

        gap: 11px;

        margin-bottom: 18px;
    }

    .warning-icon {
        width: 30px;
        min-width: 30px;
        height: 30px;

        font-size: 16px;
    }

    .warning-box p {
        font-size: 14px;

        line-height: 1.7;
    }


    /* Contact */

    .refund-contact {
        width: 100%;

        margin-top: 30px;

        padding: 30px 20px;

        border-radius: 12px;
    }

    .contact-content h2 {
        font-size: 24px;

        line-height: 1.35;
    }

    .contact-content p {
        font-size: 14px;

        line-height: 1.7;
    }

    .contact-btn {
        padding: 12px 20px;

        font-size: 14px;
    }

}


/* =========================================
   SMALL MOBILE
========================================= */

@media (max-width: 400px) {

    .refund-banner {
        min-height: 190px;
    }

    .refund-banner h1 {
        font-size: 28px;
    }

    .refund-content {
        padding: 15px 15px;
    }

    .policy-heading h2 {
        font-size: 23px;
    }

    .policy-section > p {
        font-size: 14px;

        line-height: 1.8;
    }

    .policy-list-item p {
        font-size: 14px;
    }

    .refund-contact {
        padding: 27px 18px;
    }

    .contact-content h2 {
        font-size: 22px;
    }

}


/* =========================================
   EXTRA SMALL MOBILE
========================================= */

@media (max-width: 350px) {

    .refund-banner h1 {
        font-size: 26px;
    }

    .policy-heading h2 {
        font-size: 22px;
    }

    .refund-content {
        padding-left: 15px;
        padding-right: 15px;
    }

}